Has Your Insurance Changed?

April 28, 2008
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by Jan Greene

OK, let’s get things rolling here. How about some dialog about how insurance is changing these days. Many people have told me about shrinking benefits, higher deductibles and certainly higher premiums over the past few years.

I’m self-employed and buy an individual, high-deductible policy. I pay the first $2,500 of most things, though a certain amount of preventive care is exempted from that (the first several doctor visits of the year, for example.) My premium has gone from about $150 to $330 in the past two years.

How has your insurance changed?

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